Investment Property Loans

Dakotah works with a lot of investors, from first rentals and house hacks to people adding doors every year. The right loan depends on your plan, your income and how you want to hold the property.

Is this a good fit for you?

• First-time investors and house hackers
• Buyers adding a rental to their portfolio
• Owners buying a two to four unit and living in one
• Self-employed investors

How it works with Dakotah

1. Start with the plan

Rent it now, live in it first, or flip it later. The plan decides the loan.

2. House hack with a small down payment

Living in one unit of a two to four unit home can open low down payment options.

3. Conventional for rentals

Conventional loans can finance investment homes with a larger down payment.

4. Use the rent

In some cases expected rent can help you qualify. She will show you how.

What to have ready

• Schedule of real estate you own
• Leases for current rentals
• Tax returns with rental income
• Bank statements

Do not have all of it yet? That is fine. Start the conversation and Dakotah will tell you exactly what she needs and when.

Why people choose Dakotah

Plenty of lenders can quote a rate. What clients talk about is the experience. Dakotah answers fast, explains each step in plain words, and keeps your agent in the loop so nobody is guessing. When a file gets complicated, a job change, a gift, a tricky appraisal, she finds a way through it instead of handing you a list of reasons it will not work.

She also looks past the first loan. If an FHA loan gets you in the door today, she will tell you when a refinance might make sense later. If you are buying a rental, she thinks about the next one too. That long view is why so many of her clients come back and send their friends.

Try Loan Match

Not sure this is the one? Answer six quick questions and see which programs line up for you.

Questions people ask

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